From 9d89164ad3557503618c0873408083228f8e1b4f Mon Sep 17 00:00:00 2001 From: codez0mb1e Date: Wed, 11 May 2022 13:25:42 +0300 Subject: [PATCH] Update stablecoin ratings --- README.md | 4 ++++ lists.md | 19 +++++++++---------- 2 files changed, 13 insertions(+), 10 deletions(-) diff --git a/README.md b/README.md index b9422a3..3c7b3af 100644 --- a/README.md +++ b/README.md @@ -23,6 +23,10 @@ :newspaper: **Последние обновления**: +Maй 2022: + +- Отразил кейс с обвалом стейблкоина UST на >70% в [сравнительной таблице стейблкоинов](lists.md#stablecoins) + Апрель 2022: - Binance: [aктуализация органичений для резидентов РФ](sanctions-risks-in-cryptocurrency.md#pushpin-где-хранить-а-что-не-стоит). diff --git a/lists.md b/lists.md index a21dcfb..a18419c 100644 --- a/lists.md +++ b/lists.md @@ -206,16 +206,15 @@ Стейблкоины и риски блокировки/потери средств: -| Token | Project/Company | Target Price | Collateralization | Transparency/Audit | Decentralized | Type | Reviews | Hacks Risks | Defaults Risks | Sanctions Risks | -| -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -| `UST` | Terra | $1 | LUNA, BTC | Medium | **+** | Algorithmic | | Medium | The highest | **The lowest** | -| `sUSD` | Synthetix | $1 | ? | ? | **+** | Algorithmic | ? | ? | ? | ? | -| **`DAI`** | MakerDAO | $1 | [USDC, ETH, WBTC](DaiStats.com) | High | + | Smart contract | [1](https://forklog.com/chto-takoe-makerdao/), [2](https://vc.ru/finance/387874-kak-natyanut-sovu-na-globus-razbiraem-kak-decentralizovannyy-steyblkoin-dai-mozhet-zashchitit-vashi-dengi) | Medium | Low | **The lowest** | -| `USDT` | Tether | $1 | [US Treasury, Bonds, Cash](https://assets.ctfassets.net/vyse88cgwfbl/4hiNJsZ98LlZqCJHKzrLpV/2b6338482ef0093382885f80ba6f1083/Tether_Assurance-12-31-21.pdf) | Poor | - | Classic (fiat based) | [1](https://vc.ru/finance/381435-udivitelnaya-istoriya-tether-usdt-lyudi-otnesli-80-milliardov-plasticheskomu-hirurgu-kotoryy-ne-garantiruet-ih-vozvrat)| Low | Medium | The highest | -| `USDC` | Circle | $1 | [100% Cash](https://www.centre.io/hubfs/PDF/2022%20Circle%20Examination%20Report%20February%202022.pdf?hsLang=en) | [Medium](https://www.centre.io/usdc-transparency?hsLang=en) | - | Classic (fiat based) | | Low | Low | Medium | -| `BUSD` | Binance (via Paxos)| $1 | [Cash, US Treasury](https://paxos.com/busd/) | [Medium](https://paxos.com/attestations/) | - | Classic (fiat based) | | Low | Low | Low | -| `USDP` | Paxos | $1 | | [Medium](https://paxos.com/attestations/) | - | Classic (fiat based) | | Low | Low | Medium | -| `PAXG` | [Paxos](https://paxos.com/paxgold/) | 1 oz Gold | | [Medium](https://paxos.com/attestations/) | - | Classic (fiat based) | | Low | Low | Medium | +| | Token | Project/Company | Target Price | Collateralization | Transparency/Audit | Decentralized | Type | Reviews | Hacks Risks | Defaults Risks | Sanctions Risks | +| -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | -- | +| :no_entry: | `UST` | Terra | $1 | LUNA, BTC | Medium | **+** | Algorithmic | [UST Falls to $0.35](https://www.coindesk.com/markets/2022/05/11/ust-falls-to-035-terra-futures-see-106m-in-liquidations/) | Medium | The highest | **The lowest** | +| :white_check_mark: | **`DAI`** | MakerDAO | $1 | [USDC, ETH, WBTC](DaiStats.com) | High | + | Smart contract | [1](https://forklog.com/chto-takoe-makerdao/), [2](https://vc.ru/finance/387874-kak-natyanut-sovu-na-globus-razbiraem-kak-decentralizovannyy-steyblkoin-dai-mozhet-zashchitit-vashi-dengi) | Medium | Low | **The lowest** | +| :o: | `USDT` | Tether | $1 | [US Treasury, Bonds, Cash](https://assets.ctfassets.net/vyse88cgwfbl/4hiNJsZ98LlZqCJHKzrLpV/2b6338482ef0093382885f80ba6f1083/Tether_Assurance-12-31-21.pdf) | Poor | - | Classic (fiat based) | [1](https://vc.ru/finance/381435-udivitelnaya-istoriya-tether-usdt-lyudi-otnesli-80-milliardov-plasticheskomu-hirurgu-kotoryy-ne-garantiruet-ih-vozvrat)| Low | Medium | The highest | +| :white_check_mark: | `USDC` | Circle | $1 | [100% Cash](https://www.centre.io/hubfs/PDF/2022%20Circle%20Examination%20Report%20February%202022.pdf?hsLang=en) | [Medium](https://www.centre.io/usdc-transparency?hsLang=en) | - | Classic (fiat based) | | Low | Low | Medium | +| :white_check_mark: | `BUSD` | Binance (via Paxos)| $1 | [Cash, US Treasury](https://paxos.com/busd/) | [Medium](https://paxos.com/attestations/) | - | Classic (fiat based) | | Low | Low | Low | +| :o: | `USDP` | Paxos | $1 | | [Medium](https://paxos.com/attestations/) | - | Classic (fiat based) | | Low | Low | Medium | +| :o: | `PAXG` | [Paxos](https://paxos.com/paxgold/) | 1 oz Gold | | [Medium](https://paxos.com/attestations/) | - | Classic (fiat based) | | Low | Low | Medium | References: